Restricted Businesses Policy

1. Introduction

This Lana Prohibited and Restricted Businesses Policy ("Policy") outlines the types of businesses, products, services, and activities that are prohibited or restricted from using the Lana Commerce, Inc. ("Lana," "We," "Us," "Our") platform and services ("Services"). This Policy is incorporated by reference into the Lana Terms of Service ("Agreement") and the Lana Acceptable Use Policy (AUP).

Merchants ("You," "Your") are responsible for ensuring that their business activities, and the products or services they offer through the Lana Services, comply with this Policy, all applicable laws and regulations, and the terms of any integrated third-party service providers, including payment processors.

2. Compliance with Payment Processor Restrictions

Lana utilizes Stripe, Inc. ("Stripe") and may utilize other third-party payment processors to facilitate payment transactions for Merchants. As a condition of using Lana's Services for commerce, Merchants must comply with the policies of Stripe and any other payment processor integrated with their Lana account regarding prohibited and restricted businesses.

• Stripe's Prohibited and Restricted Businesses List: You are prohibited from engaging in any activity or offering any product or service that is listed on Stripe's then-current list of Prohibited and Restricted Businesses. You can typically find Stripe's list here: https://stripe.com/legal/restricted-businesses

It is Your sole responsibility to review and comply with Stripe's (and any other applicable payment processor's) list of Prohibited and Restricted Businesses and all other terms and conditions. Failure to comply with these third-party policies may result in the suspension or termination of Your payment processing capabilities and/or Your Lana Account.

3. Lana's Prohibited and Restricted Businesses and Activities

In addition to, and not in limitation of, any restrictions imposed by Our payment processors (like Stripe), Lana prohibits or restricts the use of its Services for the following categories of businesses, products, services, and activities. This list is not exhaustive and Lana reserves the right to amend it at any time. Some activities listed may be permitted only with express prior approval from Lana and subject to additional terms or conditions.

3.1. Illegal Products and Services

• Any product, service, or activity that is illegal in the jurisdiction where the Merchant operates or where its customers are located.
• Products or services that facilitate, promote, or enable illegal acts.

3.2. Adult Content and Services

• Pornography and other sexually explicit materials (including literature, imagery, and other media) depicting nudity, sexual acts, or other lewd behavior in a way that is primarily intended to be sexually provocative.
• Adult services including prostitution, escorts, pay-per-view, adult live chat features, and adult entertainment venues.

3.3. Intellectual Property Infringement

• Products or services that infringe or violate any copyright, trademark, trade secret, right of publicity or privacy, or any other proprietary right under the laws of any jurisdiction.
• Counterfeit goods, unauthorized replicas of branded goods, or goods otherwise infringing on intellectual property rights.
• Sale of access to services (e.g., music, video streaming) without proper authorization from rights holders.

3.4. Financial and Regulated Services

• Money services businesses, including money transmitters, currency exchanges, check cashing, and virtual/cryptocurrency exchanges or wallets, unless fully licensed in all applicable jurisdictions and explicitly approved by Lana and its payment processors.
• Investment and credit services (e.g., securities brokers, payday loans, unsecured money lending, debt collection, credit repair services), unless fully licensed and explicitly approved.
• Crowdfunding platforms, unless compliant with all applicable regulations and explicitly approved.
• Gambling operations, including online casinos, sports betting, lotteries, games of chance, and other activities with an entry fee and a prize, unless fully licensed in all applicable jurisdictions and expressly approved by Lana and its payment processors.

3.5. Controlled Substances and Related Products

• Illegal drugs, controlled substances, substances that mimic illegal drugs, and any equipment, product, or material that is mainly intended or designed for making, using, or concealing drugs ("drug paraphernalia").
• Non-pharmaceutical, unregulated psychoactive substances.
• Certain pharmaceuticals, prescription drugs, or pseudo-pharmaceuticals sold without a valid prescription and proper licensing.
• Unregulated or unapproved dietary supplements making misleading health claims.
• Products containing CBD, THC, or other cannabinoids, unless fully compliant with all applicable local laws and payment processor policies, and explicitly approved by Lana. (Highly restricted, subject to jurisdiction and processor approval)

3.6. Weapons, Explosives, and Hazardous Materials

• Firearms, firearm parts or hardware, and ammunition.
• Explosives, pyrotechnic devices, and hazardous materials.
• Weapons and other devices designed to cause physical harm.

3.7. Deceptive, Unfair, or Predatory Practices

• Pyramid schemes, multi-level marketing (MLM) businesses where the primary compensation is derived from recruitment rather than product sales, or get-rich-quick schemes.
• Services offering to remove negative content from the internet if such services are deceptive or unfair.
• Businesses engaging in deceptive marketing practices.

3.8. Hate, Violence, and Intolerance

• Products, services, or content that promote hate, violence, harassment, discrimination, terrorism, or disparagement based on race, ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or any other protected characteristic.

3.9. High-Risk Activities and Businesses

• Live animals (unless compliant with all applicable laws, animal welfare standards, and specific approvals).
• Products or services that are themselves illegal, offensive, or promote illegal acts or hate speech.
• Shell banks or financial institutions with no physical presence.
• Bail bonds.
• Businesses that Lana, in its sole discretion, deems to be high-risk, unethical, or that may expose Lana, its users, or the public to harm or liability.

3.10. Government Identification and Official Documents

• Sale of government-issued identification documents, visas, passports, or official documents, or products/services related to their unauthorized production.

3.11. Misuse of Lana Services

• Using Lana Services primarily as a virtual terminal (e.g., submitting card transactions by manually inputting card information).
• Evading card network chargeback monitoring programs.
• Sharing Merchant Accounts with other businesses or individuals.
• Any other activity that constitutes a violation of Lana's Terms of Service or Acceptable Use Policy.

4. Merchant Responsibility

It is the Merchant's sole responsibility to ensure that all aspects of their business, including the products and services offered, comply with this Lana Prohibited and Restricted Businesses Policy, the policies of our payment processors (including Stripe), and all applicable laws and regulations.

The fact that a business category is listed as "restricted" means that it may be permissible only under specific conditions, with prior written approval from Lana, and potentially subject to enhanced due diligence or additional terms. Operating in a restricted category without such approval constitutes a violation of this Policy.

If you are uncertain whether your business, products, or services are permitted or fall into a restricted category, or if you have questions about this Policy, please contact Lana support at [hello@lana.dev](mailto:hello@lana.dev) before using the Services for such activities.

5. Policy Enforcement and Updates

Lana reserves the right to investigate any actual, suspected, or potential violation of this Policy. Violations of this Policy may result in a range of actions, including but not limited to:

• Warning the Merchant.
• Requiring the Merchant to cease the prohibited or restricted activity.
• Suspending or terminating the Merchant's Account and access to the Services.
• Withholding funds as permitted by law and payment processor terms.
• Reporting the activity to law enforcement authorities, regulators, or other appropriate third parties.

Lana may update this Lana Prohibited and Restricted Businesses Policy at any time by posting a revised version on its website or by notifying Merchants in accordance with the Agreement. By continuing to use the Services after the effective date of any modifications to this Policy, you agree to be bound by the modified version. It is Your responsibility to review this Policy regularly.